Raiffeisen Group

Raiffeisen is the largest cooperative banking group in Switzerland. We have a national footprint with a far-reaching local presence. Our close proximity to our customers sets us apart. The cooperative structures and values make Raiffeisen a safe and stable bank.

Raiffeisen ­­– the unique banking group

Raiffeisen is the largest cooperative banking group in Switzerland. We have a national footprint with a far-reaching local presence. Our close proximity to our customers sets us apart. The cooperative structures and values make Raiffeisen a safe and stable bank.

  • Raiffeisen serves more than 3.7 million customers in Switzerland, with almost 2.1 million being cooperative members. The total assets amount to CHF 305.6 billion.
  • As one of Switzerland’s largest mortgage lenders and the second-largest banking group, Raiffeisen was classified as a Domestic Systemically Important Bank (D-SIB) in 2014.
  • The cooperative structure supports excellent capital ratios – a CET1 ratio of 19.7% and a TLAC ratio of 26.0% - as over 90% of earnings are retained within the group year over year.
  • Raiffeisen’s purely domestic retail business holds a 18.1% market share in mortgage lending and provides solutions to more than 224,700 corporate clients, representing one in three businesses in Switzerland.
  • With 218 independent Raiffeisen banks across 774 locations, it boasts Switzerland’s most extensive branch network.
  • Raiffeisen has no holdings or affiliations with other organizations named Raiffeisen outside of Switzerland, except for Raiffeisen Switzerland B.V. in Amsterdam (NL), a wholly owned subsidiary of Raiffeisen Schweiz Genossenschaft, which issues structured products for the Raiffeisen Group.

(Figures as per 31.12.2024)

Raiffeisen Group

Group Structure ­­

  • The Raiffeisen Group comprises 218 local Raiffeisen banks and Raiffeisen Schweiz, the group’s central institution.
  • The Raiffeisen Group is a banking network, not a legal entity.
  • The cohesion of the group is underpinned by its mutual-support mechanism – including a solidarity fund supporting failing Raiffeisen banks – and a cross-guarantee between the local Raiffeisen Banks and Raiffeisen Schweiz, to which the banks are liable for up to the amount of their equity.
  • The Raiffeisen Group is supervised as a group by the Swiss regulator FINMA, which does not set individual capital requirements for the Raiffeisen banks, but the Raiffeisen Group as a whole.
  • The Raiffeisen banks operate predominantly in their geographic region, focusing on retail and SME clients, whereas Raiffeisen Schweiz is responsible for the group’s strategy and oversight of the local banks’ risk profiles, acts as the group’s central institution and through this is the issuer for capital and liquidity instruments in the international financial market.
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